Take Control of Your Debt
FinanceDeck helps you track and pay off debt without handing over your bank login. Enter your balances, get a payment plan, never miss a due date.
Everything You Need to Crush Debt
Powerful tools designed to give you clarity and confidence on your journey to becoming debt-free.
No Bank Credentials. Ever.
You manually enter your balances — your banking credentials are never shared or stored. Your bank login stays where it belongs: with you.
Your Data Is Truly Private
Your account data is encrypted and private — even our own admins cannot see your financial information. If we can't see it, it can't be leaked or misused.
Smart Payoff Strategies
Get personalized payoff plans based on your budget. Compare Avalanche (highest interest first) and Snowball (smallest balance first) methods side by side.
Proactive Email Alerts
Get alerts for upcoming due dates, grace period expiry, and overdue payments — so you never miss a payment or get hit with late fees.
Canadian Credit Score Tracking
Track your Equifax and TransUnion credit scores side by side. Monitor your credit health alongside your debt, all in one place.
Business & Personal in One Place
Managing debt for your side hustle or small business? Add business accounts alongside personal ones — keep everything organized in a single dashboard.
Why FinanceDeck?
Most debt management apps require you to hand over your bank credentials or try to upsell you on services you don't need. For something as personal as debt, a lot of people just end up using spreadsheets. But spreadsheets don't remind you when payments are due, don't track grace periods, and don't tell you which debt to pay off first.
FinanceDeck was built to be as simple as a spreadsheet — but it does the heavy lifting for you, without ever asking for your bank login.
Learn more about our storyHow It Works
Three simple steps to financial clarity.
Add Accounts
Manually enter your account names, balances, rates, and due dates. No bank linking, no card numbers — just the basics from your statements.
Get Insights
See a clear dashboard with alerts, utilization breakdowns, and actionable guidance — all calculated from the info you provide.
Pay Off Faster
Follow a proven payoff strategy, simulate extra payments, and track your progress toward becoming debt-free.
Simple, Transparent Pricing
Start free and upgrade when you are ready.
Free
Perfect for getting started
- Up to 5 accounts
- Basic dashboard
- Text-only payoff guidance
- Smart payment alerts
- Charts & visualizations
- Payoff simulator
- CSV & PDF export
- Priority support
Pro
For serious debt crushers
or $29.99/year (save 50%)
- Unlimited accounts
- Full dashboard with charts
- Text-only payoff guidance
- Smart payment alerts
- Charts & visualizations
- Payoff simulator
- CSV & PDF export
- Priority support
Ready to Start Your Debt-Free Journey?
Join thousands of people who are already taking control of their finances with FinanceDeck. Start with a 30-day free trial.
Start Free Trial